A few apps to help you remodel your home

Technology has come a long way, so much so that there are apps that can help you decorate your home.

Evernote is used to store notes, video clops, web addresses, etc of ideas that inspire you. They can be things that you’ve seen and took a picture of or stuff that you found online.  This app is available for iOS and Android for $5 a month for the Premium version.

Handyman Calculator  has a variety of calculators that will help you determine the quantity of materials required for a specific project. it is only available for Android either for free or 4.00 for the pro version.

Color Capture is perfect for taking a picture of a color you really like, it can be any surface or really anything with the color you like, snap the picture and the app will try to match it the best it can. Benjamin Moore offers this free app which is available for both Android and iOS.

D-Photo Measure helps you save and share things like specific room dimensions, window sizes and cabinet lengths for you to access at any time. You won’t need to write anything down anymore because it’s stored in the app. It is only available for Android and is free or 2.99 for the Pro version.

Mark on Call for iphone of ipad gives you the option to map out floor plans with real dimensions and the ability to add furniture to see what it will really look like. You can also place windows and doors too. The app costs about 4.99

Renting vs Owning

In today’s market it is better for people financially to purchase a home rather than rent. Since mortgage rates are lower than they’ve been in years, this makes it more plausible for people to look into purchasing a home and save money rather than renting out a place and paying more money.

Now before you can really decide if you can purchase a place and not rent, there are some financial factors and questions that you really want to ask yourself.

—Can you qualify for the lowest mortgage rate that is out there right now?
—What tax bracket are you currently in and do you itemize your deductions on your taxes?
— How long do you plan to stay in your home if you do decide to purchase it?

If you do qualify for the lowest rate possible, in the 25% tax bracket and are going to stay in the home for a minimum of 7 years, then you might want to seriously consider purchasing a place and not renting. Putting 20% down with a 30 year fixed mortgage at 3.5% is completely ideal.

Current cities can be broke down like this:

San Francisco: The cost of a mortgage is $2,327, rent is $3,226 with a savings of $899 a month.
Los Angeles: The cost of a mortgage is $1,379, rent is $2,020 with a savings of $641 a month.
San Diego: The cost of a mortgage is $1,314, rent is $1,981 with a savings of $667 a month.
Orange County: The cost of a mortgage is $1,610, rent is $2,423 with a savings of $813 a month.
San Jose: The cost of a mortgage is $1,819, rent is $2,646 with a savings of $872 a month.
Ventura County: The cost of a mortgage is $1,516, rent is $2,274 with a savings of $759 a month.